Auto Insurance Quote Comparison Checklist
Use this quick checklist before choosing or renewing an auto insurance policy.
- Compare the same coverage limits. A cheaper quote may simply include less protection.
- Check the deductible. Know what you would pay out of pocket before comparing premiums.
- Ask about discounts. Check safe-driver, multi-policy, low-mileage, vehicle-safety and other available discounts.
- Review optional coverage. Consider whether you need collision, comprehensive, uninsured/underinsured motorist, rental reimbursement or roadside assistance.
- Read exclusions and limits. Make sure you understand what is not covered.
- Compare the insurer as well as the price. Look at customer service, claims handling and financial strength.
- Check again before renewal. Rates can change, so compare options before automatically renewing.
Tip: Keep the coverage details the same when comparing quotes so you are comparing like with like.
VexoRatesUS provides general educational information, not insurance, legal or financial advice. Coverage, eligibility and rates vary by insurer and state.